Financial Markets Bond market Stock (Equities) Market Forex market Derivatives market Commodity market Spot (cash) Market OTC market Real Estate market Market Participants Investors Speculators Institutional Investors Corporate finance Structured finance Capital budgeting Financial risk management Mergers and Acquisitions Accounting Financial Statements Auditing Credit rating agency Personal finance Credit and Debt Employment contract Retirement Financial planning Public finance Tax Banks and Banking Fractional-reserve banking Central Bank List of banks Deposits Loan Money supply Financial regulation Finance designations Accounting scandals History of finance Stock market bubble Recession Stock market crash This box: view • talk • edit "Invest" redirects here. For other uses, see Invest (disambiguation). Investment or investing[1] is a term with several closely-related meanings in business management, finance and economics, related to saving or deferring consumption. An asset is usually purchased, or equivalently a deposit is made in a bank, in hopes of getting a future return or interest from it. The word originates in the Latin "vestis", meaning garment, and refers to the act of putting things (money or other claims to resources) into others' pockets.[citation needed]. The basic meaning of the term being an asset held to have some recurring or capital gains. It is an asset that is expected to give returns without any work on the asset perse.